---
title: "Financing · Algarve property blog and guides"
type: blog_pillar
pillar: financing
locale: en
canonical: https://www.homiberia.com/en/blog/topic/financing
---

# Financing · Algarve property blog and guides

Financing a home in the Algarve: Homiberia's articles on Portuguese mortgages, deposits and repayments, and the taxes and fees that come with a purchase.

## Articles

- [Getting a Mortgage in Portugal as a Non-Resident in 2026: LTV, Bank Valuations and Euribor Explained](https://www.homiberia.com/en/blog/portugal-mortgage-non-resident-ltv-bank-valuation-euribor): Yes, non-residents can borrow from Portuguese banks to buy in the Algarve, but the loan is sized on the bank's own valuation, not the asking price. With recorded Algarve sale prices rising 15.1% in a year, check where a property sits against official figures before you agree a price, because any valuation shortfall comes out of your deposit. — [Markdown](https://www.homiberia.com/api/blog/portugal-mortgage-non-resident-ltv-bank-valuation-euribor/md?locale=en)